Falling behind on credit card debt can be overwhelming, but you have options to regain control of your finances and work towards a debt-free future. Debt settlement is a debt management strategy that can provide relief to individuals struggling with overwhelming credit card debt.

 

 

Debt settlement, also known as debt negotiation or debt resolution, is a process that ideally ends with creditors agreeing to accept less than the total amount owed to settle a debt. 

 

This process is typically pursued when individuals are experiencing financial hardship and are unable to meet their debt obligations. The end goal is to settle debts for less and avoid bankruptcy.

 

 

The primary advantage of debt settlement is to reduce the overall amount of the debt owed. At THD our goal is to get creditors to accept a lump sum payment or a structured settlement that is less than the original debt.

 

THD can help settle your debts for 30-50% of what is owed. You will feel the immediate financial relief of no longer having to struggle with high monthly payments and very high accumulating interest charges. We can also stop all the harassing calls.

 

If you are struggling with credit card debt call us at 800-822-7120, or Schedule a Free Consultation.