If I pay off debts will I see an immediate increase in my credit score?
Paying down your debt certainly feels good and can reduce your monthly financial obligations. Apart from paying your bills on time (35% of credit score),
May 25, 2016
Tag: THD Credit
Should You Co-Sign a Loan?
Thinking about co-signing your son or daughters student loan? Have a family member in need of money and they want you to be a co-signer?
April 27, 2016
The Trap of Minimum Payments
How you use your credit card can have a big effect on your credit score, but how you pay them could too. Our friend Charline Sistrunk, host of Lunch with the Finance Bunch is
November 12, 2015
How a business credit card could impact your personal credit score
If used the right way, a business credit card can help improve both your business and your personal financial health – which ultimately can lead
September 25, 2015
Employer Credit Checks: How do they affect you?
Hey it’s Erik, In most of the country, a potential employer can review your credit report as part of their application process. Some
August 25, 2015
How a Tax lien affects your credit
We all know that when you fail to pay your credit card bills or loans on time, your credit rating can suffer as a result.
July 23, 2015
What You Should Know About Paying Off Old Debt
I’m always telling clients that even if they’ve made a total mess of their finances, with the right strategy in place and time passed- those
May 28, 2015
What is ChexSystems?
There are very few of us out there who haven’t made a mistake or two with our checking accounts. Typically, these errors result in overdraft
April 20, 2015
Do’s and Don’ts of Credit
Having a high credit score and good credit history can set you up for many perks. It shows potential lenders that you’re likely to repay loans in full and
March 20, 2015
4 Things That Hurt Your Credit Score
Your credit score is one of the most important factors of your financial life. While knowing your credit score is an important part of managing
February 24, 2015
