The coronavirus pandemic is continuing to devastate Americans in many ways, including financially. 

Losing a job or reduced hours can cause serious stress. However, applying for unemployment doesn’t mean your credit score will automatically drop unless you aren’t able to pay your bills. 

Even if COVID-19 related unemployment does not affect you, now is still a good time to consistently check your credit report. 

With increased purchase volume moving into online sales channels because of store closures, you share more personal information online and become more exposed to the possibility of fraud.  With scammers looking for new victims during the crisis accessing your credit report is imperative.

The three credit bureaus – Equifax, Experian, and TransUnion are offering free weekly online reports through April 2021. Reviewing and understanding your credit report is a key part of being financially responsible. Credit reports show, in detail, all credit usage and payment activity related to an individual. If you see any fraudulent accounts or incorrect info this needs to be addressed immediately. 

If you need help filing a dispute, protecting your accounts or have any questions at all, THD Credit is here to help! Just email erik@thdcreditconsulting.com or call us at 800- 822-7120.

We know that staying safe, healthy and keeping your spirits high during this time can be a challenge and we hope we can bring a little comfort and peace of mind to you during this time. 

If you or someone you know is in need of Protective Face Masks to keep yourself and others safe during this time, THD has secured a friends and family discount at www.sasomei.com

Enter code: THDCREDIT at checkout to receive 10% off your order.  

Orders ship out of Los Angeles within 1 business day. For additional information contact my long time friend jackie@sasomei.com directly. 

We are all in this together and we will get through this together.

-Erik Kaplan

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