When applying for a new job, it is common practice for companies to run a background check before finalizing the deal. Such reports provides the employers with information about criminal records, education and employment history and financial records such as credit reports.
Prospective employers use credit reports to judge how responsible and financially stable you are. Your actual credit score is not given however how much credit you have, how much credit you are using and If you are late with your bills – does show up. Basically, they get all the information that goes into making up your credit score, but not the score itself.
So, does it makes sense to know what a future employer will see on your background report?
|Would you want access to a background check before you apply for a job?|
The best way to be prepared is to run your own, especially if you’ve never had a background check done before, or haven’t for a long time.