THD Credit Consulting

October 2013 Success Stories

Erik Kaplan

Erik Kaplan

Erik is the CEO and Founder of THD Credit Consulting

In the month of October I was able to get forty-one clients credit scores above 720.  When they started with me their scores were between 650-700, and needed to get over 720 to qualify for a Jumbo Home Loan. 

I was also able to get sixty-two clients above a 640.  When we started, they had 500-610 credit scores and needed to get over the 640 mark to qualify for an FHA Home Loan.

I accomplished this by deleting negative, obsolete and inaccurate collection items on their credit reports. This is all done legally by using their credit rights by Federal Law, ie: FCRA, FDCPA.


Debt Settlement
October 2013 Success stories

We were able to settle over $1,850,000 in credit card debt and we average around 25-35% on the dollar!

One client had four credit cards totaling $134,000!  We settled for $46,900 and he was able to make 4 payments on this amount.

Another client had a $505,000 Home Equity Line of credit. We settled the Home Equity Line for $130,000, and she was able to stay in her home!!!  We were also able to stop all the harassing phone calls and get various medical collection accounts deleted from her credit report upon payment.


About THD Credit

We have been in business for over 7+ years and our clients include, Wells Fargo, Samuel Scott Mortgage, Chase Home Loans, Bank of America, Ameriprise Financial, PNC Bank, Prospect Mortgage, Chase Home loans, First Equity Home Mortgage, Omini Home Loans & Law offices of Mansfield & Bronstein PA… The list goes on.

If we don’t raise your FICO scores, we will refund your money!

We are very passionate about helping people learn more about their credit, debt and finances. Our services are fully legal (we follow the state and federal laws) and will not deviate from them!  We can also help educate you or your client on how to maintain good credit.

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