Debt consolidation and debt settlement are two very different methods of managing and paying off debt, each having different implications and impacts on your credit.
In July 2022, we saw the first phase of changes to the practices of reporting medical debt. Effective at that time, medical collection debt that
During these turbulent times as inflation soars and the high cost of living has forced many of us to take on more debt, consumers are
Having debt in collections likely indicates you’re behind on payments (probably at least 120 days late) and your creditor (the credit card company, lender, etc.,
While many small business owners and start-up businesses rely on personal credit for initial financing and use personal assets like homes for collateral, it is
The employee retention tax credit (ERTC) aka ERC is a form of government assistance created under the Coronavirus Aid, Relief and Economic Security (CARES) Act
As the Federal Reserve raises interest rates, your credit card’s APR is likely to increase as well. If you pay your balance on time and
Starting July 1, 2022, the nation’s three largest credit reporting agencies will change how medical debt will be reported on credit reports. These changes Include:
I have recently had clients tell me their insurance rates have gone up or they have had a hard time getting business loans because of their LexisNexis report.
Receiving any correspondence from the IRS can instantly cause fear. While this is a completely normal reaction, know that you do have options and there are
With over 15 year’s experience, our proven credit repair methods, expertise and dedication to you – make THD
Credit stand out in this industry and our services an important investment into your future.
