THD Credit Consulting

What is the dark web? How it can threaten a consumer like you!

Erik Kaplan

Erik Kaplan

Erik is the CEO and Founder of THD Credit Consulting

What exactly is the dark web?  It is a network of untraceable online activity and websites on the internet. They cannot be found using search engines and to access them you need to use specific software, configurations or have authorization. It is accessed by using masked IP addresses to maintain anonymity for users and site owners. This way, people who use the dark web for illegal purposes can’t be traced.
Because of its hidden nature the dark web can be a haven for all kinds of illegal activity. For example, one can buy credit card numbers, hacked Netflix accounts, login credentials to a bank account or prepaid debit cards etc.  
How to protect yourself from the threats of the dark web:
While there’s no fail-proof way to keep your information off the dark web, you can be vigilant about looking for red flags and protecting your accounts, including:
  • Use different passwords for every online account. This way, if your password is stolen, only one of your accounts will be compromised.
  • Monitor your accounts and statements for any information that looks off.
  • Use passwords that are considered strong i.e. has a mix of different types of characters (numbers, symbols, lower and upper case) to make the password harder to crack.
  • Change passwords often.
  • Use Experian’s Free Dark Web Scan to see if your Social Security number, phone number, or email address is on the dark web.
  • Monitor your credit report on a regular basis, so you can easily identify fraud and take immediate action.
 If you have questions or would like to work with us to improve your credit reports and raise your credit score, schedule a free consultation today.

-Erik Kaplan
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