THD Credit Consulting

Tips to Ease the Strain of the the Coronavirus Pandemic

Erik Kaplan

Erik Kaplan

Erik is the CEO and Founder of THD Credit Consulting

As the COVID-19 outbreak continues to affect our communities, including in particular our families, friends and businesses,  the THD team is very sympathetic to the stresses and burdens created for all of us.

I want to share some tips that could help ease the strain on your personal finances. 

  • If you are unable to make any of your bill payments on time, contact your lender (bank, credit card, auto loan, student loan etc.) and let them know of your hardship. Ask them to waive late fees and forgo interest charges at this time.
  • As the coronavirus pandemic continues to spread, hackers may be leveraging your vulnerability to steal your personal data, including your credit card information. Put a credit freeze or an alert on your credit or sign up for a credit monitoring service to track your credit. Credit karma and Experian are both options for this service. 
  • The IRS is not calling you or leaving you messages. Rest assured these are fake so don’t call back or provide any information at all.  
  • If your child is over the age of 18 be sure either you or they put a freeze or alert on their credit.  

We’re thinking of everyone who is being affected, either directly or indirectly. This moment reminds us that we’re all connected like never before, and we hope to do our part to support you, our community during this time.  

Please reach out if you have any questions at all.


-Erik Kaplan

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