What is the difference between a credit freeze and a fraud alert?
Should you apply a credit freeze to your accounts, a fraud alert, or both? To make the right choice for you, you must understand how
April 24, 2019
Tag: credit score
Spring Cleaning for Your Finances: Cleaning Up Your Credit Report
Welcome Spring by giving your credit report a good deep clean. Odds are good that you are paying more in interest on loans than you could
March 27, 2019
Mortgage Lenders and LexisNexis
LexisNexis Risk Solutions has found that approximately 11 percent of U.S. consumers have a tax lien or civil judgment on file. With the new restrictions on credit bureaus’ reporting
February 28, 2019
Why are your FICO® Scores different for the 3 credit bureaus?
In simple terms, A FICO score is a three-digit number that lenders and credit card issuers use to predict how likely you are to repay them if
August 30, 2018
When Should I Ask for a Credit Limit Increase?
It is not always in your best interest to request a higher credit limit, or credit line increase, mostly because there are consequences. A credit
July 26, 2018
New standards will strip all tax liens from credit reports
Because of improved standards for utilizing new and existing public records, the three major credit reporting companies will be deleting and excluding all tax liens
April 26, 2018
Would you do a background check on yourself BEFORE you apply for a new job?
When applying for a new job, it is common practice for companies to run a background check before finalizing the deal. Such reports provides the
March 1, 2018
Refinancing? Answering your FAQ’s.
In this installment of Ask the THD Experts we will answer some frequently asked questions about refinancing and credit scores. What credit score is needed for refinancing? One thing
April 26, 2017