Cancellation of Debt: Questions and Answers
It can feel like a vicious cycle and often is. Getting out of debt and having financial relief may feel like an impossible task. This
September 27, 2017
Tag: Debt Settlement
3 Common Credit Report Mistakes
The Federal Trade Commission (FTC) claims, one in four people have errors on their credit reports that could lead to lower scores and credit mistakes. Credit mistakes ending in
May 24, 2017
Tax Liens and Civil Judgments: What is changing and how it affects your credit report.
On July 1, 2017, the three national credit bureaus are going to stop collecting and reporting substantial amounts of civil judgment and tax lien information.
March 30, 2017
What is a charged off account and how does it affect my credit?
We are frequently asked about charged off accounts and how it affects credit scores. Here is what you need to know… What is a
February 23, 2017
What happens AFTER you file for bankruptcy?
Keeping track of your credit is a crucial step in rebuilding your credit profile, especially after a bankruptcy. Let’s take a closer look at what
February 23, 2017
Wishing You a Happy New Year
Hey it’s Erik, I wanted to take a moment to wish you all a Happy & Healthy 2017! I am fortunate to work with wonderful people
December 28, 2016
Ask the THD Experts
Do you have personal questions related to your credit score, debt settlement or credit reports that you would like addressed by an expert? Ask
October 5, 2016
What you should do if you get a collection account on your credit.
Here’s the first thing you should know about debt collection: The people calling you are not the people you borrowed from. In actuality you are
July 27, 2016
Here are 4 steps to take immediately if you have been a victim of identity theft
In 2015 alone, over 13 million Americans were victim of identity fraud, resulting in damages of more than $15 billion. While identity theft takes many forms,
June 22, 2016
If I pay off debts will I see an immediate increase in my credit score?
Paying down your debt certainly feels good and can reduce your monthly financial obligations. Apart from paying your bills on time (35% of credit score),
May 25, 2016
