Equifax Data Breach: What can you do to protect yourself?

This data breach is among the worst ever because of the amount of people affected and the sensitive type of information exposed. With Social Security numbers, names, birth dates, addresses, driver’s licenses and credit card numbers exposed, up to 143 million Americans could be vulnerable to identity fraud.

Here is what you can do today:

  • Fraud Alert: Consider placing a fraud alert on your files for 1 year. This warns creditors that you may be an identity theft victim and they should verify that anyone seeking credit is actually you. You can do this by clicking here.
  • Credit Freeze: Also known as security freeze, this tool lets you restrict access to your credit report, which makes it more difficult for identity thieves to open new accounts in your name. Click here to do this now.
  • Monitor Your Credit: Keep an eye on Hard Credit Inquiries, New Accounts, and Uncharacteristic Transactions. CreditKarma.com offers free credit monitoring of your TransUnion credit report, which means you will receive notifications if something changes. The service is free to all members. *credit karma scores are not always accurate
  • Check Your Credit Reports: Every year, you can request a free copy of your report from each of the three major credit reporting agencies. This means that you can effectively check your credit free every four months or so. 

Have questions? 

Reach out to our team of experts at asktheexpert@thdcreditconsulting.com.

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