Steps to Alleviate the Impact of Rising Interest Rates on Your Credit Cards
As the Federal Reserve raises interest rates, your credit card’s APR is likely to increase as well. If you pay your balance on time and
May 23, 2022
Author: Erik Kaplan
Comparing Debt Consolidation vs. Debt Settlement
Debt consolidation and debt settlement are both options for resolving debt. However, each method has a different strategy and timeline before you are free of
April 4, 2021
If I pay off debts will I see an immediate increase in my credit score?
Paying down your debt certainly feels good and can reduce your monthly financial obligations. Apart from paying your bills on time (35% of credit score),
May 25, 2016
Should You Co-Sign a Loan?
Thinking about co-signing your son or daughters student loan? Have a family member in need of money and they want you to be a co-signer?
April 27, 2016
What you should know about a credit freeze.
What you should know about a credit freeze. Freezing your credit report can at times be a very necessary tool. It prevents credit thieves
March 30, 2016
THD Credit: Helping One Client at a Time.
In the month of January, we were able to get 58 client’s credit scores above 720 and 21 client’s scores over 740 in order to
February 16, 2016
The Trap of Minimum Payments
How you use your credit card can have a big effect on your credit score, but how you pay them could too. Our friend Charline Sistrunk, host of Lunch with the Finance Bunch is
November 12, 2015
How a business credit card could impact your personal credit score
If used the right way, a business credit card can help improve both your business and your personal financial health – which ultimately can lead
September 25, 2015
Employer Credit Checks: How do they affect you?
Hey it’s Erik, In most of the country, a potential employer can review your credit report as part of their application process. Some
August 25, 2015
How a Tax lien affects your credit
We all know that when you fail to pay your credit card bills or loans on time, your credit rating can suffer as a result.
July 23, 2015
