How to Deal with Debt Collectors
Dealing with collection agencies can be an unpleasant experience with annoying tactics at best — and predatory, or even illegal, at worst. The FTC enforces
July 7, 2021
Tag: credit card payments
Comparing Debt Consolidation vs. Debt Settlement
Debt consolidation and debt settlement are both options for resolving debt. However, each method has a different strategy and timeline before you are free of
April 4, 2021
Should You Cancel Unused Credit Cards or Keep Them?
Cancelling Credit Cards – When You Should and Shouldn’t Generally speaking, I recommend clients keep unused credit cards open so they can benefit from
April 5, 2020
When Should I Ask for a Credit Limit Increase?
It is not always in your best interest to request a higher credit limit, or credit line increase, mostly because there are consequences. A credit
July 26, 2018
How Credit Cards Impact Your Credit Score
Staying on top of your credit card bills is a key part of building and maintaining strong credit. Here are a few things you need to
March 28, 2018
Equifax Data Breach: What can you do to protect yourself?
This data breach is among the worst ever because of the amount of people affected and the sensitive type of information exposed. With Social Security
September 8, 2017
You might be a prime candidate for credit repair, and not even know it.
Have you been living with bad credit? Are you unsure of your credit standing but have a sneaking suspicion it’s not the best? Here are 5 signs
July 19, 2017
Understanding Your Rights: Debt Collection
If your bank or lender thinks you are falling behind on payments, you may be receiving calls from a debt collector. These persistent calls can
June 21, 2017
Tax Liens and Civil Judgments: What is changing and how it affects your credit report.
On July 1, 2017, the three national credit bureaus are going to stop collecting and reporting substantial amounts of civil judgment and tax lien information.
March 30, 2017
What happens AFTER you file for bankruptcy?
Keeping track of your credit is a crucial step in rebuilding your credit profile, especially after a bankruptcy. Let’s take a closer look at what
February 23, 2017