What is a charged off account and how does it affect my credit?
We are frequently asked about charged off accounts and how it affects credit scores. Here is what you need to know… What is a
February 23, 2017
Tag: Credit Repair
What happens AFTER you file for bankruptcy?
Keeping track of your credit is a crucial step in rebuilding your credit profile, especially after a bankruptcy. Let’s take a closer look at what
February 23, 2017
Wishing You a Happy New Year
Hey it’s Erik, I wanted to take a moment to wish you all a Happy & Healthy 2017! I am fortunate to work with wonderful people
December 28, 2016
Ask the THD Experts
Do you have personal questions related to your credit score, debt settlement or credit reports that you would like addressed by an expert? Ask
October 5, 2016
A Residential Mortgage Credit Report vs. a Consumer Credit Report.
When it comes to your credit, applying for a home loan is different than applying for just about any other type of consumer loan.
August 24, 2016
What you should do if you get a collection account on your credit.
Here’s the first thing you should know about debt collection: The people calling you are not the people you borrowed from. In actuality you are
July 27, 2016
Here are 4 steps to take immediately if you have been a victim of identity theft
In 2015 alone, over 13 million Americans were victim of identity fraud, resulting in damages of more than $15 billion. While identity theft takes many forms,
June 22, 2016
Never have a 30 day late on your credit report again.
Today I am thrilled to announce a new, upcoming app called dudatez dudatez is a bill management app that will give you direct access to
June 15, 2016
If I pay off debts will I see an immediate increase in my credit score?
Paying down your debt certainly feels good and can reduce your monthly financial obligations. Apart from paying your bills on time (35% of credit score),
May 25, 2016
Should You Co-Sign a Loan?
Thinking about co-signing your son or daughters student loan? Have a family member in need of money and they want you to be a co-signer?
April 27, 2016