How Credit Cards Impact Your Credit Score
Staying on top of your credit card bills is a key part of building and maintaining strong credit. Here are a few things you need to
March 28, 2018
Tag: credit reports
Would you do a background check on yourself BEFORE you apply for a new job?
When applying for a new job, it is common practice for companies to run a background check before finalizing the deal. Such reports provides the
March 1, 2018
How to Build Credit in Your 20’s
Your school years might be over, but there is one grade you still want to work hard for… your credit score. If you are
January 25, 2018
Cancellation of Debt: Questions and Answers
It can feel like a vicious cycle and often is. Getting out of debt and having financial relief may feel like an impossible task. This
September 27, 2017
You might be a prime candidate for credit repair, and not even know it.
Have you been living with bad credit? Are you unsure of your credit standing but have a sneaking suspicion it’s not the best? Here are 5 signs
July 19, 2017
Understanding Your Rights: Debt Collection
If your bank or lender thinks you are falling behind on payments, you may be receiving calls from a debt collector. These persistent calls can
June 21, 2017
3 Common Credit Report Mistakes
The Federal Trade Commission (FTC) claims, one in four people have errors on their credit reports that could lead to lower scores and credit mistakes. Credit mistakes ending in
May 24, 2017
Refinancing? Answering your FAQ’s.
In this installment of Ask the THD Experts we will answer some frequently asked questions about refinancing and credit scores. What credit score is needed for refinancing? One thing
April 26, 2017
Tax Liens and Civil Judgments: What is changing and how it affects your credit report.
On July 1, 2017, the three national credit bureaus are going to stop collecting and reporting substantial amounts of civil judgment and tax lien information.
March 30, 2017
What is a charged off account and how does it affect my credit?
We are frequently asked about charged off accounts and how it affects credit scores. Here is what you need to know… What is a
February 23, 2017
