Debt consolidation and debt settlement are two very different methods of managing and paying off debt, each having different implications and impacts on your credit.
In July 2022, we saw the first phase of changes to the practices of reporting medical debt. Effective at that time, medical collection debt that
Starting July 1, 2022, the nation’s three largest credit reporting agencies will change how medical debt will be reported on credit reports. These changes Include:
I have recently had clients tell me their insurance rates have gone up or they have had a hard time getting business loans because of their LexisNexis report.
Receiving any correspondence from the IRS can instantly cause fear. While this is a completely normal reaction, know that you do have options and there are
If you’re struggling to pay student loans, you’re not alone. With 45 million total student loan borrowers collectively owing $1.7 trillion of student loan debt,
Data breaches expose consumers’ Personally Identifiable Information (PII) at an alarming rate, and continue to place people at risk of identity theft and fraud. What
Identity thieves are opportunistic and exploit vulnerabilities in individuals’ personal information security practices. Identity theft is more than a simple inconvenience. It’s a crime that
Whether you are liable for your spouse’s debts depends on factors such as; if you live in a common-law state or a community property state
A recent change in rules by the US Consumer Financial Protection Bureau (CFPB) allows debt collectors to contact you by direct message on social networks,
With over 15 year’s experience, our proven credit repair methods, expertise and dedication to you – make THD
Credit stand out in this industry and our services an important investment into your future.
