The Trap of Minimum Payments
How you use your credit card can have a big effect on your credit score, but how you pay them could too. Our friend Charline Sistrunk, host of Lunch with the Finance Bunch is
November 12, 2015
Tag: credit reports
Employer Credit Checks: How do they affect you?
Hey it’s Erik, In most of the country, a potential employer can review your credit report as part of their application process. Some
August 25, 2015
How a Tax lien affects your credit
We all know that when you fail to pay your credit card bills or loans on time, your credit rating can suffer as a result.
July 23, 2015
Am I Liable for My Spouse’s Debt?
It’s no doubt that each partner comes into a marriage with some debt, i.e. student loads, credit card or a mortgage from a home he
June 23, 2015
What You Should Know About Paying Off Old Debt
I’m always telling clients that even if they’ve made a total mess of their finances, with the right strategy in place and time passed- those
May 28, 2015
What is ChexSystems?
There are very few of us out there who haven’t made a mistake or two with our checking accounts. Typically, these errors result in overdraft
April 20, 2015
Do’s and Don’ts of Credit
Having a high credit score and good credit history can set you up for many perks. It shows potential lenders that you’re likely to repay loans in full and
March 20, 2015
4 Things That Hurt Your Credit Score
Your credit score is one of the most important factors of your financial life. While knowing your credit score is an important part of managing
February 24, 2015
How the new FICO model can effect you
Got Medical Debt? Your scores could rise with the new FICO model. Did you know the Fair Isaac Corp., developer of the FICO credit score,
September 2, 2014
The Cost of Bad Credit
Most of us want a good Credit report to obtain automobile financing, credit cards, and to purchase a home. But, beyond these Consumer loans, your credit report can cost
May 15, 2014