Ask the THD Experts
Do you have personal questions related to your credit score, debt settlement or credit reports that you would like addressed by an expert? Ask
October 5, 2016
Tag: personal finance
A Residential Mortgage Credit Report vs. a Consumer Credit Report.
When it comes to your credit, applying for a home loan is different than applying for just about any other type of consumer loan.
August 24, 2016
What you should do if you get a collection account on your credit.
Here’s the first thing you should know about debt collection: The people calling you are not the people you borrowed from. In actuality you are
July 27, 2016
Here are 4 steps to take immediately if you have been a victim of identity theft
In 2015 alone, over 13 million Americans were victim of identity fraud, resulting in damages of more than $15 billion. While identity theft takes many forms,
June 22, 2016
If I pay off debts will I see an immediate increase in my credit score?
Paying down your debt certainly feels good and can reduce your monthly financial obligations. Apart from paying your bills on time (35% of credit score),
May 25, 2016
Should You Co-Sign a Loan?
Thinking about co-signing your son or daughters student loan? Have a family member in need of money and they want you to be a co-signer?
April 27, 2016
What you should know about a credit freeze.
What you should know about a credit freeze. Freezing your credit report can at times be a very necessary tool. It prevents credit thieves
March 30, 2016
The Trap of Minimum Payments
How you use your credit card can have a big effect on your credit score, but how you pay them could too. Our friend Charline Sistrunk, host of Lunch with the Finance Bunch is
November 12, 2015
How a business credit card could impact your personal credit score
If used the right way, a business credit card can help improve both your business and your personal financial health – which ultimately can lead
September 25, 2015
How a Tax lien affects your credit
We all know that when you fail to pay your credit card bills or loans on time, your credit rating can suffer as a result.
July 23, 2015
