Debt consolidation and debt settlement are two very different methods of managing and paying off debt, each having different implications and impacts on your credit.
In July 2022, we saw the first phase of changes to the practices of reporting medical debt. Effective at that time, medical collection debt that
Starting July 1, 2022, the nation’s three largest credit reporting agencies will change how medical debt will be reported on credit reports. These changes Include:
I have recently had clients tell me their insurance rates have gone up or they have had a hard time getting business loans because of their LexisNexis report.
Receiving any correspondence from the IRS can instantly cause fear. While this is a completely normal reaction, know that you do have options and there are
If you’re struggling to pay student loans, you’re not alone. With 45 million total student loan borrowers collectively owing $1.7 trillion of student loan debt,
Credit reports do not indicate your marital status, nor will they include your spouse’s identity or any account they hold independently. Therefore, if your partner
The truth is, your credit can negatively affect every aspect of your life. It can keep you from getting a house, renting an apartment, or
Dealing with collection agencies can be an unpleasant experience with annoying tactics at best — and predatory, or even illegal, at worst. The FTC enforces
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