If you’re struggling to pay student loans, you’re not alone. With 45 million total student loan borrowers collectively owing $1.7 trillion of student loan debt,
Credit reports do not indicate your marital status, nor will they include your spouse’s identity or any account they hold independently. Therefore, if your partner
The truth is, your credit can negatively affect every aspect of your life. It can keep you from getting a house, renting an apartment, or
Dealing with collection agencies can be an unpleasant experience with annoying tactics at best — and predatory, or even illegal, at worst. The FTC enforces
Data breaches expose consumers’ Personally Identifiable Information (PII) at an alarming rate, and continue to place people at risk of identity theft and fraud. What
Debt consolidation and debt settlement are both options for resolving debt. However, each method has a different strategy and timeline before you are free of
Identity thieves are opportunistic and exploit vulnerabilities in individuals’ personal information security practices. Identity theft is more than a simple inconvenience. It’s a crime that
Whether you are liable for your spouse’s debts depends on factors such as; if you live in a common-law state or a community property state
Auto loans are no exception to the rule that having a higher credit score makes borrowing less expensive. In fact, an average borrower with a
Cancelling Credit Cards – When You Should and Shouldn’t Generally speaking, I recommend clients keep unused credit cards open so they can benefit from
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