Debt consolidation and debt settlement are two very different methods of managing and paying off debt, each having different implications and impacts on your credit.
In July 2022, we saw the first phase of changes to the practices of reporting medical debt. Effective at that time, medical collection debt that
Starting July 1, 2022, the nation’s three largest credit reporting agencies will change how medical debt will be reported on credit reports. These changes Include:
I have recently had clients tell me their insurance rates have gone up or they have had a hard time getting business loans because of their LexisNexis report.
If you’re struggling to pay student loans, you’re not alone. With 45 million total student loan borrowers collectively owing $1.7 trillion of student loan debt,
Credit reports do not indicate your marital status, nor will they include your spouse’s identity or any account they hold independently. Therefore, if your partner
Dealing with collection agencies can be an unpleasant experience with annoying tactics at best — and predatory, or even illegal, at worst. The FTC enforces
Data breaches expose consumers’ Personally Identifiable Information (PII) at an alarming rate, and continue to place people at risk of identity theft and fraud. What
Debt consolidation and debt settlement are both options for resolving debt. However, each method has a different strategy and timeline before you are free of
Identity thieves are opportunistic and exploit vulnerabilities in individuals’ personal information security practices. Identity theft is more than a simple inconvenience. It’s a crime that
With over 15 year’s experience, our proven credit repair methods, expertise and dedication to you – make THD
Credit stand out in this industry and our services an important investment into your future.
