As a credit repair firm, our role is not just to improve credit scores but also to empower our clients to understand and assert their rights as they navigate the intricate landscape of legal rights and consumer protection laws. 

Through dispute resolution, education, advocacy, and referrals, we guide clients along the path to credit repair success.

Championing Dispute Resolution

Identifying and disputing inaccuracies on credit reports is a cornerstone of credit repair. With a deep understanding of the FCRA’s dispute process, we file effective disputes with credit bureaus and creditors. From crafting meticulously worded dispute letters to following up on investigations, we advocate tirelessly on behalf of our clients to ensure that errors are corrected promptly.

Empowering Through Education

One of the fundamental principles of our practice is education. We make it a priority to ensure that our clients understand their rights under key consumer protection laws, such as the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA). By clarifying legal jargon and providing clear explanations, we empower clients to make informed decisions about their credit repair journey.

Advocacy in Action

In cases where clients encounter violations of their rights, whether it’s harassment by debt collectors or failure to comply with disclosure requirements, we step in as their advocate. We communicate directly with creditors, debt collectors, and credit bureaus to demand compliance with consumer protection laws. Our goal is to ensure that my clients are treated fairly and respectfully throughout the credit repair process.

Referrals and Resources

In instances where legal intervention is necessary, we can provide referrals to reputable consumer protection attorneys. By connecting our clients with qualified legal professionals, we ensure that our clients have access to the resources and expertise needed to address complex legal issues effectively.

By leveraging our expertise and understanding of regulatory frameworks, THD Credit’s goal is to offer peace of mind and confidence to our clients as they work towards achieving their financial goals. 

If you have questions or would like to learn more about our services, call us at (800) 822-7120.